Insurance
From the traditional uses of life insurance to some of the most sophisticated and cutting edge strategies in generational wealth transfer: M3 is recognized for our advanced insurance designs, implementation and monitoring of complex insurance solutions. We work with clients and their advisors to establish an integrated design to meet objectives of business owners and high net worth families.
Uses of Insurance
Equalize Their Inheritance
Leave your business to your daughter while life proceeds go to son.
Fund a Bequest
To a non-profit or religious organization, private school or college.
Wealth Replacement
Offset market down turns like 2008.
Pay Off Debts
Mortgages on property or debts incurred paying for long term illness.
Pension Maximization
Knowing that your spouse will get an insurance payment at death frees you to take a higher payment at retirement.
Estate Tax Liability
Use discounted dollars thru insurance to offset estate taxes.